:root{--navy:#07172e;--deep:#061224;--blue:#143763;--gold:#e5bd73;--gold-dark:#986c29;--cream:#f8f7f3;--ink:#172b43;--muted:#53647a;--line:#dee4ea;--teal:#247779;--shadow:0 24px 65px rgba(8,28,53,.11)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font:400 16px/1.65 Inter,"Segoe UI",Arial,sans-serif;color:var(--ink);background:var(--cream)}img{max-width:100%;display:block}a{text-decoration:none;color:inherit}button,input{font:inherit}button{cursor:pointer}p,h1,h2,h3{margin:0}p{line-height:1.8}h1,h2,h3{line-height:1.16;letter-spacing:-.025em}h1,h2{font-family:Georgia,"Times New Roman",serif}h1{font-size:clamp(42px,5.4vw,76px)}h2{font-size:clamp(31px,3.55vw,50px)}h3{font-size:22px}a:focus-visible,button:focus-visible,input:focus-visible{outline:3px solid #e3ae4f;outline-offset:3px}.container{width:min(1210px,calc(100% - 48px));margin:auto}.eyebrow{font-size:11px;font-weight:800;text-transform:uppercase;letter-spacing:.17em;color:var(--gold-dark)}.muted{color:var(--muted)}.highlight{color:var(--gold)}.accent-teal{color:#2c9290}.pill{display:inline-flex;align-items:center;border-radius:99px;border:1px solid #d8d5cc;padding:6px 12px;font-size:11px;font-weight:800;color:#28405a;background:#fff}.pill-dark{background:#ffffff15;color:#fce8c2;border-color:#f4d18c55}.btn{display:inline-flex;align-items:center;justify-content:center;gap:9px;padding:12px 21px;min-height:48px;border-radius:11px;font-size:13px;font-weight:800;line-height:1.35;text-align:center;transition:transform .18s ease,border-color .18s ease}.btn:hover{transform:translateY(-2px)}.btn-gold{color:#112138;background:var(--gold);border:1px solid var(--gold)}.btn-gold:hover{background:#f6d99f}.btn-outline{border:1px solid #9eaec3;color:#fff;background:#ffffff07}.btn-navy{background:var(--navy);color:white;border:1px solid var(--navy)}.btn-ghost{border:1px solid #c8d3df;color:#183e66;background:#fff}.btn-row{display:flex;flex-wrap:wrap;gap:11px;margin-top:26px}.site-header{height:78px;position:sticky;top:0;z-index:80;background:#07172ff7;border-bottom:1px solid #dbb97047;box-shadow:0 6px 24px #00000020;color:white}.header-inner{width:min(1420px,calc(100% - 52px));height:100%;margin:auto;display:flex;align-items:center;gap:20px}.brand{display:flex;gap:11px;align-items:center;flex-shrink:0}.brand img{width:46px;height:46px;object-fit:cover;border-radius:12px;border:1px solid #c79e57}.brand strong{font-size:15px;letter-spacing:.1em;line-height:1.1;display:block}.brand small{font-size:8px;letter-spacing:.17em;text-transform:uppercase;color:#d5b779;display:block;margin-top:4px}.main-nav{display:flex;align-items:center;gap:19px;margin-left:auto}.main-nav .login-mobile{display:none}.main-nav a{font-size:12px;font-weight:750;white-space:nowrap;color:#e7ecf5}.main-nav a:hover,.main-nav a[aria-current="page"]{color:var(--gold)}.head-cta{display:flex;gap:9px;align-items:center}.head-cta .btn{font-size:11px;padding:9px 13px;min-height:40px}.head-cta .login{font-size:12px;color:#dde5f0}.menu-button{display:none;width:42px;height:42px;color:white;background:#ffffff0c;border:1px solid #ffffff42;border-radius:10px;font-size:23px}.hero-home{background:var(--deep);color:white;display:grid;grid-template-columns:1.12fr .88fr;min-height:600px;overflow:hidden}.hero-copy{padding:91px 6% 90px max(28px,calc((100vw - 1210px)/2));display:flex;flex-direction:column;justify-content:center;position:relative;background:radial-gradient(circle at 30% 15%,#20477a53,transparent 65%)}.hero-copy .eyebrow{color:#f3cf83;margin-bottom:20px}.hero-copy h1{max-width:660px}.hero-copy p{max-width:560px;margin-top:22px;color:#dfebf9;font-size:16px}.hero-art{background:linear-gradient(90deg,#07172dba,transparent 40%),linear-gradient(0deg,#07152990,transparent 40%),url('/assets/ds-public-hero.jpg') center/cover;min-height:570px;position:relative}.hero-art:after{content:"";position:absolute;inset:30px;border:1px solid #ffffff25;pointer-events:none}.hero-note{position:absolute;bottom:37px;right:35px;color:#fff;border:1px solid #ebc78986;background:#07172edb;padding:17px 23px;border-radius:14px;max-width:260px}.hero-note b{display:block;font-size:12px}.hero-note small{font-size:11px;color:#d1dae7}.trustbar{position:relative;margin:-33px auto 0;width:min(1210px,calc(100% - 48px));background:white;box-shadow:var(--shadow);border:1px solid #e7e5df;border-radius:17px;z-index:2;padding:23px;display:grid;grid-template-columns:repeat(3,1fr);gap:14px}.trustbar div{display:flex;gap:12px;align-items:center}.trustbar span{font-size:24px;color:#ae812d;background:#f9f1de;width:42px;height:42px;border-radius:12px;display:grid;place-items:center;flex-shrink:0}.trustbar b{display:block;font-size:13px}.trustbar small{display:block;font-size:11px;color:#617187;line-height:1.55}.section{padding:80px 0}.section-light{background:#fff}.section-blue{background:#0a213d;color:white}.section-tint{background:#f0f4f6}.section-heading{max-width:720px;margin-bottom:30px}.section-heading .eyebrow{margin-bottom:10px}.section-heading h2{margin-bottom:15px}.section-heading p{color:var(--muted)}.section-blue .section-heading p{color:#c9d8e8}.section-blue .eyebrow{color:#f6cb7d}.tile-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.tile{border-radius:20px;padding:29px;min-height:250px;background:#f9fafb;border:1px solid #e0e5ea;display:flex;flex-direction:column;gap:13px;transition:transform .2s,box-shadow .2s}.tile:hover{transform:translateY(-4px);box-shadow:0 12px 30px #0b315016}.tile h3{font-family:Georgia,serif;font-size:24px}.tile p{color:#53647a;font-size:13px;flex:1}.tile a{color:#245280;font-size:13px;font-weight:800}.tile-icon{font-size:26px;border-radius:13px;background:#f3ead7;color:#936b29;display:grid;place-items:center;width:49px;height:49px}.tile.teal .tile-icon{background:#e0f2ef;color:#167b75}.tile.blue .tile-icon{background:#e2ecfc;color:#285a98}.tile.rose .tile-icon{background:#fae8ee;color:#9a4465}.split{display:grid;grid-template-columns:1fr 1fr;gap:65px;align-items:center}.split p{color:#54677b;margin-top:16px}.photo-frame{border-radius:24px;overflow:hidden;position:relative;box-shadow:var(--shadow);background:#07182e}.photo-frame img{width:100%;height:400px;object-fit:cover;object-position:center 22%}.photo-frame .photo-label{position:absolute;bottom:13px;left:13px;right:13px;border-radius:12px;color:#fff;background:#0a2241e9;padding:16px 21px;font-size:12px;border:1px solid #e4bf7759}.short-hero{background:linear-gradient(117deg,#07172e,#173e64);color:white;position:relative;padding:77px 0 73px;overflow:hidden}.short-hero:before{content:"";position:absolute;right:-100px;top:-190px;width:560px;height:560px;border:1px solid #ddbd7233;border-radius:50%;box-shadow:0 0 0 50px #e3c27908,0 0 0 110px #e3c27908}.short-hero .container{position:relative}.short-hero .eyebrow{color:#eec985;margin-bottom:14px}.short-hero h1{max-width:870px}.short-hero p{max-width:760px;color:#d9e6f4;margin-top:19px}.metrics{display:flex;gap:12px;flex-wrap:wrap;margin-top:22px}.metrics span{background:#ffffff0b;border:1px solid #ffffff32;color:#eef3fc;padding:8px 12px;border-radius:999px;font-size:12px;font-weight:700}.content-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px}.statement{padding:33px;background:white;border:1px solid #dde3e8;border-radius:22px}.statement h3{margin:0 0 13px;font:600 28px/1.2 Georgia,serif;color:#153450}.statement p{color:#54677b;font-size:14px}.statement.gold{background:#fcf5e8;border-color:#ead6b3}.statement.teal{background:#ecf7f4;border-color:#cde3de}.statement.blue{background:#eef4fc;border-color:#d5e1f2}.steps{counter-reset:step;display:grid;grid-template-columns:repeat(3,1fr);gap:15px}.step{border:1px solid #d9e2e8;background:#fff;border-radius:19px;padding:28px;min-height:200px}.step:before{counter-increment:step;content:"0" counter(step);font-size:12px;letter-spacing:.14em;color:#9c722c;font-weight:900;display:block;margin-bottom:24px}.step h3{margin-bottom:11px}.step p{font-size:13px;color:#5a6c7d}.question-list{display:grid;grid-template-columns:1fr 1fr;gap:13px}.question-list article{border:1px solid #d9e2e8;background:#fff;border-radius:19px;padding:26px}.question-list article b{font-size:16px;color:#173450;display:block;margin-bottom:11px}.question-list article p{color:#5d6c7c;font-size:13px}.mission-panel{border-radius:24px;background:linear-gradient(125deg,#0b2645,#173c60);padding:40px;color:#fff;display:grid;grid-template-columns:1fr .72fr;gap:40px;align-items:center}.mission-panel h2{font-size:clamp(30px,3.3vw,45px);margin-bottom:16px}.mission-panel p{color:#d5e2f0}.mission-panel ul{list-style:none;padding:0;margin:0}.mission-panel li{padding:12px 0;border-bottom:1px solid #ffffff26;color:#f3dbab;font-size:14px;font-weight:750}.cta-band{padding:52px 0;background:#092543;color:#fff}.cta-band .container{display:flex;gap:25px;align-items:center;justify-content:space-between}.cta-band h2{font-size:clamp(27px,3vw,41px);margin:0 0 12px}.cta-band p{color:#d4e0ed}.footer{background:#050e1e;color:#c6d2df;padding:48px 0 35px}.footer-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr;gap:45px}.footer .brand{color:white;margin-bottom:17px}.footer p{font-size:13px;max-width:405px}.footer h3{font:800 13px/1.3 Inter,Arial,sans-serif;letter-spacing:.07em;color:#fff;margin-bottom:16px}.footer nav{display:flex;flex-direction:column;gap:9px}.footer nav a{font-size:13px}.footer nav a:hover{color:#f6d79c}.legal{border-top:1px solid #ffffff21;margin-top:28px;padding-top:20px;font-size:11px;color:#aabdd0}.faq{display:grid;gap:10px;max-width:900px}.faq-item{background:#fff;border:1px solid #e0e5eb;border-radius:13px;overflow:hidden}.faq-item button{display:flex;justify-content:space-between;gap:14px;align-items:center;padding:18px 23px;width:100%;background:none;border:none;text-align:left;font-weight:800;color:#183653}.faq-item p{padding:0 23px 20px;font-size:14px;color:#53667b}.aurora-trigger{position:fixed;right:20px;bottom:24px;z-index:90;background:#dcae5c;color:#102544;border:2px solid #fff;box-shadow:0 14px 35px #06182b75;border-radius:999px;padding:13px 19px;font-size:13px;font-weight:900}.aurora-panel{position:fixed;right:20px;bottom:87px;z-index:91;width:min(385px,calc(100vw - 32px));height:min(570px,calc(100dvh - 105px));border-radius:20px;background:#fff;border:1px solid #d9e1e8;box-shadow:0 26px 68px #0b19338a;display:flex;flex-direction:column;overflow:hidden}.aurora-panel[hidden]{display:none}.aurora-head{background:#0b2545;color:#fff;padding:15px 17px;display:flex;align-items:center;justify-content:space-between}.aurora-head small{display:block;color:#f2d192;font-size:11px}.aurora-head strong{font-size:15px}.aurora-head button{color:white;background:#ffffff15;border:1px solid #ffffff35;border-radius:8px;width:31px;height:31px}.aurora-chat{flex:1;overflow:auto;padding:15px;display:flex;flex-direction:column;gap:12px;background:#f6f8f9}.aurora-bubble{font-size:13px;line-height:1.6;padding:12px 14px;border-radius:15px;background:#fff;border:1px solid #e1e6ec;max-width:94%;white-space:pre-wrap}.aurora-bubble.mine{background:#deebfa;border-color:#c0d5f0;align-self:flex-end}.aurora-bubble a{color:#075b96;font-weight:800;text-decoration:underline}.aurora-prompts{display:flex;gap:7px;flex-wrap:wrap;padding:10px 12px;border-top:1px solid #e3e7ea}.aurora-prompts button{font-size:10px;border-radius:999px;padding:7px 10px;background:#f4f1e9;color:#61451d;border:1px solid #e2d5bf}.aurora-form{display:flex;gap:7px;padding:10px 12px;border-top:1px solid #e4e8ed}.aurora-form input{flex:1;min-width:0;border:1px solid #ccd5de;border-radius:10px;padding:10px;font-size:13px}.aurora-form button{border:0;border-radius:10px;background:#0c355c;color:#fff;padding:10px 13px;font-size:12px;font-weight:800}.aurora-note{padding:0 13px 11px;font-size:10px;color:#677587;background:white}.founder-two{display:grid;grid-template-columns:.77fr 1.23fr;gap:53px;align-items:center}.founder-two .photo-frame img{height:480px}.founder-copy p{margin-top:20px;color:#566b7d}.contrast-card{padding:28px;border-radius:20px;background:#fff;border:1px solid #dce3eb;box-shadow:0 10px 30px #0a284010}.tagline{font-family:Georgia,serif;color:#d8ad64;font-size:25px;margin-bottom:10px}.quick-links{display:flex;flex-wrap:wrap;gap:10px;margin-top:22px}.quick-links a{border-radius:999px;border:1px solid #d3deea;background:white;padding:9px 16px;color:#154b77;font-size:12px;font-weight:800}
@media(max-width:1120px){.main-nav{gap:12px}.main-nav a{font-size:11px}.header-inner{gap:10px}.brand{gap:8px}.brand strong{font-size:13px}.head-cta .login{display:none}}
@media(max-width:940px){.menu-button{display:block;margin-left:auto}.main-nav{display:none;position:absolute;top:78px;left:0;right:0;background:#07172f;padding:15px 24px 25px;flex-direction:column;align-items:stretch;gap:0;box-shadow:0 15px 24px #07102450}.main-nav.open{display:flex}.main-nav .login-mobile{display:block}.main-nav a{padding:12px 0;border-bottom:1px solid #ffffff20;font-size:14px}.head-cta{margin-left:0}.hero-home{grid-template-columns:1fr}.hero-copy{padding:78px 7% 65px}.hero-art{min-height:420px}.split,.founder-two,.mission-panel{grid-template-columns:1fr}.trustbar{grid-template-columns:1fr 1fr}.tile-grid,.steps{grid-template-columns:1fr 1fr}.cta-band .container{align-items:flex-start;flex-direction:column}}
@media(max-width:640px){.header-inner{width:calc(100% - 26px)}.brand img{width:40px;height:40px}.brand strong{font-size:12px}.brand small{font-size:7px;letter-spacing:.13em}.head-cta .btn{display:none}.container{width:calc(100% - 34px)}.hero-copy{padding:58px 20px 55px}.hero-copy h1{font-size:44px}.hero-art{min-height:340px}.hero-note{bottom:15px;right:15px}.trustbar{margin:-12px auto 0;width:calc(100% - 34px);grid-template-columns:1fr;padding:19px}.section{padding:58px 0}.tile-grid,.steps,.content-grid,.question-list,.footer-grid{grid-template-columns:1fr}.tile{min-height:0}.short-hero{padding:59px 0 54px}.photo-frame img{height:360px}.founder-two .photo-frame img{height:370px}.mission-panel{padding:25px}.footer-grid{gap:29px}.cta-band{padding:45px 0}.aurora-trigger{right:12px;bottom:12px}.aurora-panel{right:9px;bottom:68px;width:calc(100vw - 18px);height:min(560px,calc(100dvh - 83px))}.btn-row .btn{width:100%}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}.btn,.tile{transition:none}}


/* Executive public experience: inquiry + education detail layouts */
.detail-hero{background:linear-gradient(125deg,#07172e,#153a5c);color:#fff;padding:72px 0 77px;position:relative;overflow:hidden}
.detail-hero:after{content:"";position:absolute;width:420px;height:420px;border:1px solid #f1cb8238;border-radius:50%;right:-100px;top:-160px;pointer-events:none}
.detail-hero .container{position:relative;z-index:1}
.detail-hero .eyebrow{color:#f1cc82;margin-bottom:15px}.detail-hero p{max-width:760px;margin-top:18px;color:#dce7f5}
.detail-hero h1{max-width:890px}.detail-hero .metrics{margin-top:23px}
.inquiry-layout{display:grid;grid-template-columns:minmax(0,0.88fr) minmax(0,1.12fr);gap:42px;align-items:start}
.inquiry-copy{padding-top:17px}.inquiry-copy h2{margin:12px 0 18px}.inquiry-copy p{color:#556b7e;margin-top:12px}
.inquiry-benefits{margin:25px 0 0;padding:0;list-style:none;display:grid;gap:12px}
.inquiry-benefits li{background:#f0f4f7;border:1px solid #e1e7eb;color:#253d54;border-radius:13px;padding:12px 16px;font-size:14px;font-weight:650}
.inquiry-card{background:white;border:1px solid #d7e0e8;border-radius:23px;padding:28px;box-shadow:0 25px 60px #0a294517}
.inquiry-card h2{font:600 29px/1.2 Georgia,serif;color:#162d46;margin:0 0 9px}
.inquiry-card p{color:#53697e;font-size:13px;margin:0 0 15px}
.inquiry-card .field-grid{display:grid;grid-template-columns:1fr 1fr;gap:13px}
.inquiry-card label:not(.check-label){display:flex;flex-direction:column;gap:6px;font-weight:750;color:#223a54;font-size:13px;margin-bottom:14px}
.inquiry-card label input:not([type="checkbox"]),.inquiry-card label select,.inquiry-card label textarea{width:100%;border:1px solid #b9c8d5;border-radius:9px;background:white;color:#10243b;padding:11px 12px;min-height:44px;font:500 14px/1.4 Inter,"Segoe UI",Arial,sans-serif}
.inquiry-card label textarea{min-height:110px;resize:vertical}
.inquiry-card label input:focus,.inquiry-card label select:focus,.inquiry-card label textarea:focus{outline:3px solid #d9eaf7;border-color:#276995}
.inquiry-card .check-label{font-size:12px;display:flex;align-items:flex-start;gap:9px;color:#405a73;margin:8px 0 18px}
.inquiry-card .check-label input{margin:4px 0 0;accent-color:#123c62}
.inquiry-card .btn{width:100%;border:0;margin-top:5px}
.inquiry-card small{display:block;color:#62758a;font-size:11px;margin-top:14px}
.inquiry-card .bot-hidden{position:absolute;left:-10000px;height:1px;overflow:hidden}
.inquiry-card .note{border-radius:12px;background:#f2f7f9;border:1px solid #dbe4e9;color:#415974;padding:11px 14px;font-size:12px;margin:12px 0}
.detail-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px}
.detail-panel{padding:28px;border:1px solid #dee6ec;border-radius:19px;background:#fff}
.detail-panel h3{font:600 25px/1.2 Georgia,serif;color:#183550;margin-bottom:12px}
.detail-panel p{color:#536b7f;font-size:14px}
.info-strip{background:#eaf2f7;border:1px solid #ccdfe8;border-radius:17px;padding:20px 24px;color:#2a4c67;font-size:13px;margin-top:24px}
.compact-notice{margin-top:22px;color:#5f7285;font-size:12px}
@media(max-width:850px){.inquiry-layout,.detail-grid{grid-template-columns:1fr}.inquiry-layout{gap:26px}}
@media(max-width:540px){.inquiry-card{padding:20px}.inquiry-card .field-grid{grid-template-columns:1fr}.detail-hero{padding:60px 0}.detail-panel{padding:22px}}

/* V7: editorial learning experiences + visitor contact */
.contact-strip{background:#0b2342;color:#f7e9c7;font-size:11px;line-height:1.3;border-bottom:1px solid #cba66740}.contact-strip .container{display:flex;justify-content:flex-end;gap:22px;padding:9px 0;flex-wrap:wrap}.contact-strip a{color:#f6e6c9;text-decoration:none;font-weight:700}.contact-strip a:hover{text-decoration:underline}
.contact-panel{margin-top:26px;border:1px solid #ecd49e;background:#fff8e9;padding:21px 25px;border-radius:16px;display:flex;align-items:center;justify-content:space-between;flex-wrap:wrap;gap:14px}.contact-panel b{font-family:Georgia,serif;font-size:22px;color:#19324d}.contact-panel p{font-size:13px;color:#465a6e;margin:4px 0}.contact-options{display:flex;gap:12px;flex-wrap:wrap}.contact-options a{font-weight:800;font-size:12px;color:#164d77;text-decoration:underline;text-underline-offset:3px}
.explore-hero{background:linear-gradient(115deg,#07172e,#153b60);padding:70px 0 77px;color:white;position:relative;overflow:hidden}.explore-hero:after{content:"";position:absolute;right:-150px;top:-180px;border:1px solid #f3d1913d;border-radius:50%;width:500px;height:500px;pointer-events:none}.explore-hero .container{position:relative;z-index:1}.explore-hero .eyebrow{color:#f2d08b;margin-bottom:12px}.explore-hero h1{max-width:920px;font-size:clamp(42px,5.2vw,70px)}.explore-hero p{color:#d6e5f2;max-width:770px;margin-top:17px}.explore-hero .btn-row{margin-top:24px}
.breadcrumbs{display:flex;gap:10px;flex-wrap:wrap;font-size:12px;color:#dce8f4;margin-bottom:28px}.breadcrumbs a{text-decoration:underline;text-underline-offset:3px}.breadcrumbs span{opacity:.5}
.journey-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}.journey-card{border:1px solid #d9e4eb;border-radius:22px;padding:27px;background:white;display:flex;flex-direction:column;gap:12px;box-shadow:0 8px 25px #0b2a430b;min-height:245px}.journey-card .kicker{font-size:11px;text-transform:uppercase;color:#977029;font-weight:850;letter-spacing:.1em}.journey-card h3{font-family:Georgia,serif;font-size:24px;color:#142f4b}.journey-card p{font-size:14px;color:#516879;flex:1}.journey-card a{font-size:13px;font-weight:850;color:#225884;text-decoration:underline;text-underline-offset:3px}.journey-card:hover{border-color:#aebfc8;box-shadow:0 16px 35px #0d30421c}
.editorial-split{display:grid;grid-template-columns:1.08fr .92fr;gap:50px;align-items:center}.editorial-split h2{margin-bottom:15px}.editorial-split p{color:#4e677b;margin-top:12px}.editorial-photo{overflow:hidden;border-radius:23px;min-height:330px;position:relative;background:#143151}.editorial-photo img{width:100%;height:370px;object-fit:cover}.editorial-photo:after{content:"Illustrative stock photograph";position:absolute;bottom:11px;left:11px;background:#07172eda;color:#fff;padding:6px 10px;border-radius:8px;font-size:10px}
.detail-points{list-style:none;margin:22px 0;padding:0;display:grid;gap:14px}.detail-points li{padding:12px 14px 12px 40px;position:relative;color:#41586d;font-size:14px;background:#f1f5f7;border-radius:12px}.detail-points li:before{content:"✓";position:absolute;left:16px;color:#08796d;font-weight:900}
.journey-steps{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:14px}.journey-steps article{background:white;border:1px solid #dce4e9;border-radius:17px;padding:24px}.journey-steps small{display:block;color:#9a752d;letter-spacing:.1em;font-weight:850;margin-bottom:14px}.journey-steps h3{font-size:19px;margin-bottom:9px}.journey-steps p{font-size:13px;color:#586e7d}
.question-accordion{max-width:940px;display:grid;gap:11px}.question-accordion details{border:1px solid #dbe3e9;border-radius:15px;background:white;padding:0 24px}.question-accordion summary{font-weight:800;color:#203b56;cursor:pointer;padding:18px 0}.question-accordion p{font-size:14px;color:#566c80;padding:0 0 22px}
.next-reading{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:15px}.next-reading a{border-radius:17px;border:1px solid #d8e3e9;background:white;padding:23px;display:block}.next-reading strong{font:600 23px/1.2 Georgia,serif;color:#184366;display:block}.next-reading span{font-size:13px;color:#536e80;margin-top:10px;display:block}.next-reading a:hover{box-shadow:0 12px 30px #10314b17}
.chart-lab{border:1px solid #dce5ee;border-radius:22px;background:white;padding:29px;box-shadow:0 12px 40px #1434520d}.chart-lab h3{margin-bottom:9px}.chart-lab label{display:block;font-size:13px;color:#254862;font-weight:800;margin:18px 0 10px}.chart-lab input[type="range"]{width:100%;accent-color:#0c6f87}.chart-lab output{font-size:22px;font-weight:850;color:#173e61}.chart-lab svg{display:block;width:100%;height:auto;margin-top:24px}.chart-lab .chart-footnote{margin-top:12px;font-size:11px;color:#536477}.chart-legend{display:flex;gap:17px;flex-wrap:wrap;font-size:12px;color:#395066}.chart-legend span{display:inline-flex;align-items:center;gap:7px}.chart-swatch{display:inline-block;width:12px;height:12px;border-radius:4px;background:#153e66}.chart-swatch.teal{background:#2a8e84}
.wide-notice{padding:18px 22px;background:#eaf2f5;border:1px solid #cbdfe7;border-radius:15px;color:#425b6e;font-size:13px;line-height:1.8}
@media(max-width:960px){.journey-grid,.next-reading{grid-template-columns:1fr 1fr}.editorial-split{grid-template-columns:1fr}.journey-steps{grid-template-columns:1fr 1fr}.editorial-photo img{height:315px}}
@media(max-width:620px){.contact-strip .container{justify-content:center;gap:8px 14px}.contact-strip a{font-size:10px}.journey-grid,.next-reading,.journey-steps{grid-template-columns:1fr}.contact-panel{padding:19px}.chart-lab{padding:20px}.editorial-photo img{height:270px}.explore-hero{padding:55px 0}.contact-strip{font-size:10px}}


/* Aurora 7.0: accessible, premium conversational interface; isolated from Meet and member pages. */
.aurora-v8-launch{
 display:flex;align-items:center;gap:11px;right:22px;bottom:20px;padding:9px 14px 9px 9px;
 color:#faf7ed;background:linear-gradient(116deg,#0a2141 0%,#133e68 70%,#124e64 100%);
 border:1px solid #dcb66a;box-shadow:0 16px 36px #08152865,0 0 0 5px #e4c88b1f;
 border-radius:999px;min-height:61px;font:700 12px/1.3 Inter,system-ui,sans-serif;
}
.aurora-v8-launch:hover{background:linear-gradient(116deg,#112f58,#1a5681);transform:translateY(-2px)}
.aurora-v8-launch span:nth-child(2){display:flex;flex-direction:column;align-items:flex-start;gap:2px}
.aurora-v8-launch strong{font-size:13px;letter-spacing:.01em}
.aurora-v8-launch small{font-size:10px;white-space:nowrap;color:#d0e3f0;font-weight:550}
.aurora-v8-spark{position:relative;display:grid;place-items:center;width:43px;height:43px;flex-shrink:0;
 border:1px solid #e8bf768a;border-radius:50%;color:#f2d28d;font-size:20px;
 background:radial-gradient(circle at 31% 24%,#6179a9 0,#255b76 36%,#122642 76%);
 box-shadow:inset 0 0 13px #a2dcf530,0 0 15px #c6a46634;animation:auroraGlow 4s ease-in-out infinite}
@keyframes auroraGlow{0%,100%{box-shadow:inset 0 0 12px #a2dcf530,0 0 9px #c6a4663b}50%{box-shadow:inset 0 0 18px #d1ebf069,0 0 22px #bcd7f65f}}
.aurora-v8-panel{
 width:min(464px,calc(100vw - 30px));height:min(680px,calc(100dvh - 114px));min-height:350px;
 right:20px;bottom:93px;border-radius:23px;
 border:1px solid #95bfd2;overflow:hidden;
 box-shadow:0 35px 88px #04182caa,0 0 0 2px #e7bd6959;
 background:#f8fafb;display:flex;flex-direction:column;
}
.aurora-v8-panel[hidden]{display:none}
.aurora-v8-panel.aurora-v8-wide{width:min(660px,calc(100vw - 30px));height:min(760px,calc(100dvh - 114px))}
.aurora-v8-head{background:linear-gradient(118deg,#07182f,#153d67 62%,#1b5770);
 padding:15px 16px;display:flex;align-items:center;gap:10px;min-height:80px;color:#fff;position:relative}
.aurora-v8-head:after{position:absolute;content:"";inset:0;pointer-events:none;background:radial-gradient(circle at 55% 0%,#9bcee51c,transparent 50%)}
.aurora-v8-orb{width:46px;height:46px;border-radius:50%;display:grid;place-items:center;flex-shrink:0;
 background:radial-gradient(circle at 32% 24%,#83b8d7,#275575 47%,#0a1e3a 79%);
 border:1px solid #e5c7899c;color:#eac77b;font-size:22px;
 box-shadow:inset 0 0 13px #fff5,0 0 18px #d6b67c39;animation:auroraGlow 4s ease-in-out infinite}
.aurora-v8-heading{display:flex;flex-direction:column;gap:4px;min-width:0;position:relative;z-index:1}
.aurora-v8-heading strong{font:750 19px/1.1 Inter,system-ui,sans-serif}
.aurora-v8-heading em{font-style:normal;font:750 9px/1 Inter,system-ui,sans-serif;background:#dfb875;color:#132945;padding:5px 6px;border-radius:6px;vertical-align:middle}
.aurora-v8-heading small{font-size:10px;color:#d5e6f4;letter-spacing:.02em}
.aurora-v8-headbtns{display:flex;gap:4px;margin-left:auto;z-index:1}
.aurora-v8-headbtns button{border:1px solid #d5e9ff33;background:#ffffff16;color:#fff;width:30px;height:31px;border-radius:8px;font-size:17px}
.aurora-v8-headbtns button:hover{background:#ffffff30}
.aurora-v8-mode{min-height:39px;padding:7px 13px;display:flex;align-items:center;justify-content:space-between;background:#e9f0f5;border-bottom:1px solid #d5e2ed;gap:7px}
.aurora-v8-indicator{display:inline-flex;align-items:center;gap:7px;color:#1e5064;font-size:10px;font-weight:850;letter-spacing:.07em}
.aurora-v8-indicator:before{content:"";width:7px;height:7px;border-radius:50%;background:#1a967c;box-shadow:0 0 0 3px #72bea936}
.aurora-v8-switch{background:#113f65;border:1px solid #113f65;color:#fff;border-radius:99px;font-size:10px;font-weight:800;padding:6px 11px;white-space:nowrap}
.aurora-v8-switch[hidden],.aurora-v8-mic[hidden]{display:none!important}
.aurora-v8-transcript{
 min-height:0;flex:1;overflow:auto;padding:17px 15px 25px;
 background:radial-gradient(circle at 15% 0%,#e6f4f7,transparent 46%),linear-gradient(150deg,#f8fafb,#f0f5f7);
 display:flex;flex-direction:column;gap:14px;overscroll-behavior:contain
}
.aurora-v8-welcome{border:1px solid #d2e0e5;border-radius:19px;background:#fff;
 padding:20px 17px;box-shadow:0 11px 30px #10293c0b}
.aurora-v8-welcome>span{display:block;font-size:10px;letter-spacing:.13em;color:#957036;font-weight:900}
.aurora-v8-welcome h3{font:600 26px/1.18 Georgia,serif;margin:12px 0;color:#173a57}
.aurora-v8-welcome p{color:#536a7f;font-size:13px;line-height:1.68}
.aurora-v8-context{margin-top:15px;border-radius:99px;background:#e5f1f1;color:#27666b;padding:7px 12px;font-size:11px;font-weight:800;display:inline-flex}
.aurora-v8-message{width:100%;max-width:92%;border-radius:15px;padding:13px 15px;
 background:#fff;color:#233e57;border:1px solid #dbe4eb;box-shadow:0 5px 20px #112d410a;overflow-wrap:anywhere}
.aurora-v8-message.user{align-self:flex-end;background:#153f67;color:#fff;border-color:#153f67;border-bottom-right-radius:5px}
.aurora-v8-message.assistant{align-self:flex-start;border-bottom-left-radius:5px}
.aurora-v8-message.system{align-self:center;background:transparent;box-shadow:none;border-style:dashed;color:#425c70;text-align:center;font-size:11px}
.aurora-v8-message small{display:block;font-size:9px;letter-spacing:.09em;font-weight:900;margin-bottom:8px;color:#32687a}
.aurora-v8-message.user small{color:#d1e9f6}
.aurora-v8-message p{white-space:pre-wrap;line-height:1.67;font-size:13px;margin:0}
.aurora-v8-message.pending p{color:#667c90;font-style:italic}
.aurora-v8-actions{display:flex;flex-direction:column;align-items:flex-start;gap:7px;margin-top:13px}
.aurora-v8-link{color:#155986!important;background:#eaf3f6;border:1px solid #d0e4ed;
 border-radius:8px;padding:7px 9px;text-decoration:none;font-size:11px;font-weight:850}
.aurora-v8-link:hover{background:#d9eef6}
.aurora-v8-message-tools{display:flex;gap:12px;margin-top:11px;border-top:1px solid #edf1f3;padding-top:9px}
.aurora-v8-message-tools button{background:none;border:0;color:#466982;font-size:11px;font-weight:800;padding:2px 0}
.aurora-v8-message-tools button:hover{text-decoration:underline}
.aurora-v8-chips{display:flex;gap:6px;flex-wrap:wrap}
.aurora-v8-chips button{border:1px solid #bed8da;color:#164c61;background:#fff;padding:7px 10px;
 border-radius:99px;font-size:11px;font-weight:750;text-align:left}
.aurora-v8-chips button:hover{border-color:#368493;background:#e8f5f5}
.aurora-v8-bottom{background:#fff;border-top:1px solid #dbe4ec;padding:11px 13px 12px}
.aurora-v8-form textarea{resize:none;box-sizing:border-box;width:100%;display:block;border:1px solid #cad6e1;background:#f9fbfd;
 color:#193752;font:500 13px/1.5 Inter,system-ui,sans-serif;padding:11px 12px;border-radius:11px;min-height:62px;max-height:100px}
.aurora-v8-form textarea:focus{outline:2px solid #9eced3;border-color:#468995}
.aurora-v8-sendrow{display:flex;justify-content:space-between;align-items:center;gap:9px;margin-top:8px}
.aurora-v8-sendrow small{color:#75899c;font-size:10px}
.aurora-v8-sendrow>div{display:flex;gap:6px}
.aurora-v8-send{border:0;background:#174b73;color:#fff;font:800 11px/1 Inter,system-ui,sans-serif;padding:11px 14px;border-radius:8px}
.aurora-v8-send:hover{background:#0c6a8c}
.aurora-v8-send:disabled{opacity:.55;cursor:wait}
.aurora-v8-mic{border:1px solid #d3e0e8;background:#f5f9fa;color:#2b5370;border-radius:8px;width:37px}
.aurora-v8-note{margin:7px 0 0;font-size:10px;line-height:1.45;color:#607588}
@media(max-width:640px){
 .aurora-v8-launch{right:12px;bottom:12px;min-height:55px;padding:6px 12px 6px 6px}
 .aurora-v8-spark{width:40px;height:40px}
 .aurora-v8-panel,.aurora-v8-panel.aurora-v8-wide{
  width:calc(100vw - 16px);right:8px;bottom:76px;
  height:min(700px,calc(100dvh - 90px));border-radius:17px
 }
 .aurora-v8-head{padding:12px 11px}
 .aurora-v8-heading strong{font-size:16px}
 .aurora-v8-heading small{font-size:9px}
 .aurora-v8-orb{width:38px;height:38px}
 .aurora-v8-transcript{padding:13px 11px}
 .aurora-v8-sendrow small{font-size:9px}
 .aurora-v8-headbtns button{width:28px}
}
@media(prefers-reduced-motion:reduce){.aurora-v8-orb,.aurora-v8-spark{animation:none}.aurora-v8-launch:hover{transform:none}}

/* Aurora voice input: clean outline microphone consistent with the interface. */
.aurora-v8-mic{display:inline-flex;align-items:center;justify-content:center;min-height:37px;min-width:38px;padding:6px;color:#20496b;background:#eff6f9;border:1px solid #b9d2df;transition:background .18s ease,border-color .18s ease}
.aurora-v8-mic svg{display:block;width:20px;height:20px;flex-shrink:0}
.aurora-v8-mic:hover{background:#e1eef5;border-color:#4a879c}
.aurora-v8-mic.is-listening{color:#fff;background:#164e69;border-color:#164e69;box-shadow:0 0 0 3px #5da8b63d}
@media(prefers-reduced-motion:reduce){.aurora-v8-mic{transition:none}}


/* Executive contact experience: consistent US/Canada phone, email and appointment actions */
.contact-panel.contact-executive{
 position:relative;isolation:isolate;overflow:hidden;
 display:grid;grid-template-columns:minmax(220px,.9fr) minmax(0,1.45fr);
 column-gap:35px;row-gap:18px;
 background:linear-gradient(117deg,#07192f 0%,#0e2b4b 52%,#16486a 100%);
 border:1px solid #d0ad6b;border-radius:23px;
 padding:clamp(22px,3.3vw,43px);margin:30px 0 20px;
 box-shadow:0 18px 44px #071c3050;color:#fff;
}
.contact-panel.contact-executive:before{content:"";position:absolute;z-index:-1;right:-90px;top:-165px;width:520px;height:520px;border:1px solid #cdb87f38;border-radius:50%;box-shadow:0 0 0 54px #ebc88d09,0 0 0 114px #cfc4a10a;pointer-events:none}
.contact-executive .connect-heading{align-self:center;max-width:420px}
.contact-executive .connect-kicker{display:flex;gap:9px;align-items:center;margin:0 0 17px!important;font-size:11px!important;letter-spacing:.13em;font-weight:850;color:#e9ce90!important;line-height:1.5}
.contact-executive .connect-dot{width:8px;height:8px;border-radius:50%;display:inline-block;background:#54c6b6;box-shadow:0 0 0 4px #5ac5b62a;flex-shrink:0}
.contact-executive h3{font:600 clamp(29px,3vw,41px)/1.14 Georgia,serif!important;color:#fff!important;letter-spacing:-.03em;margin:0 0 14px}
.contact-executive .connect-heading>p:not(.connect-kicker){color:#d4e2ed!important;font-size:14px!important;line-height:1.78!important;max-width:390px;margin:0 0 19px!important}
.contact-executive .connect-region{display:inline-block;font-size:11px;font-weight:800;color:#eed6aa;border:1px solid #d7b9706c;background:#e9bc6214;padding:7px 11px;border-radius:50px}
.contact-executive .connect-actions{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:11px;width:100%;align-self:center}
.contact-executive .connect-option{display:flex;flex-direction:column;align-items:flex-start;gap:5px;min-height:193px;
 border-radius:17px;border:1px solid #d5e9ff49;background:#ffffff10;color:#fff!important;padding:19px 15px;
 text-decoration:none!important;transition:transform .18s ease,background .18s ease,border-color .18s ease;overflow-wrap:anywhere}
.contact-executive .connect-option:hover{transform:translateY(-3px);background:#ffffff20;border-color:#e4d7b286}
.contact-executive .connect-option:focus-visible{outline:3px solid #e8c580;outline-offset:2px}
.contact-executive .connect-icon{display:grid;place-items:center;color:#f3d69d;background:#ffffff15;border:1px solid #dfc38b6b;border-radius:12px;width:43px;height:43px;margin-bottom:8px}
.contact-executive .connect-icon svg{display:block;width:22px;height:22px}
.contact-executive .connect-title{color:#fff;font-size:14px;font-weight:850;line-height:1.3}
.contact-executive .connect-detail{color:#d3e5f0;font-size:11px;line-height:1.5;font-weight:600}
.contact-executive .connect-arrow{margin-top:auto;padding-top:13px;color:#f3d79c;font-size:11px;font-weight:850}
.contact-executive .connect-option.connect-primary{background:#e4bd76;border-color:#f6deb1;color:#162944!important}
.contact-executive .connect-primary .connect-icon{color:#284566;background:#0d2c4814;border-color:#70572965}
.contact-executive .connect-primary .connect-title,.contact-executive .connect-primary .connect-detail,.contact-executive .connect-primary .connect-arrow{color:#172e47}
.contact-executive .connect-option.connect-primary:hover{background:#f5d79e}
.contact-executive .connect-legal{margin:0!important;grid-column:1/-1;color:#b9ccdc!important;font-size:10px!important;line-height:1.6!important;padding-top:14px;border-top:1px solid #d4e3f02e}
@media(max-width:1120px){.contact-panel.contact-executive{grid-template-columns:1fr}.contact-executive .connect-heading{max-width:780px}.contact-executive .connect-heading>p:not(.connect-kicker){max-width:740px}}
@media(max-width:660px){.contact-panel.contact-executive{padding:24px 17px;border-radius:19px}
 .contact-executive .connect-actions{grid-template-columns:1fr}
 .contact-executive .connect-option{min-height:0;display:grid;grid-template-columns:45px 1fr;column-gap:10px;row-gap:2px;padding:13px 14px}
 .contact-executive .connect-icon{grid-row:1/4;margin-bottom:0}
 .contact-executive .connect-title{font-size:14px}
 .contact-executive .connect-detail{font-size:11px}
 .contact-executive .connect-arrow{margin-top:2px;padding-top:0}
}
@media(prefers-reduced-motion:reduce){.contact-executive .connect-option{transition:none}.contact-executive .connect-option:hover{transform:none}}


/* Life insurance learning experience. Purposeful content, no fictitious product performance. */
.term-experience{background:linear-gradient(135deg,#fff,#f3f8fa);padding:clamp(19px,3vw,34px)}
.term-controls{display:grid;grid-template-columns:1fr 1fr;gap:24px;align-items:start}
.term-controls label{display:flex;flex-direction:column;gap:9px;font-weight:800;color:#254660;font-size:13px;margin:0}
.term-controls label output{font:800 clamp(20px,2vw,26px)/1.25 Inter,system-ui,sans-serif;color:#1b776f}
.term-controls input[type=range]{width:100%;accent-color:#1b817b;min-height:30px}
.term-experience svg{display:block;width:100%;height:auto;max-height:290px;margin-top:22px;overflow:visible}
.term-experience .chart-footnote{font-size:12px;color:#4f6579;max-width:850px;margin-top:12px}
.fact-check{display:flex;gap:22px;align-items:flex-start;border:1px solid #dbdfdf;border-radius:21px;
 background:linear-gradient(110deg,#fdfaf2,#f0f6f8);padding:clamp(20px,3vw,34px);box-shadow:0 12px 32px #1c37550c}
.fact-check .fact-icon{font:800 31px/1 Georgia,serif;color:#704c15;background:#f5e8cb;
 display:grid;place-items:center;flex-shrink:0;border-radius:16px;width:70px;height:70px}
.fact-check h3{font:600 27px/1.2 Georgia,serif;color:#173854;margin-bottom:13px}
.fact-check p{color:#4b6072;font-size:14px;line-height:1.76;margin:10px 0}
.fact-check a,.wide-notice a{color:#175a8c;font-weight:800;text-decoration:underline;text-underline-offset:3px}
.credit-demo{background:#fff;border:1px solid #dae3eb;border-radius:22px;padding:clamp(22px,3vw,35px)}
.credit-demo-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:13px;margin-bottom:18px}
.credit-demo-grid>div{border-radius:13px;padding:19px;border:1px solid #dde5ea;background:#f4f7f8}
.credit-demo-grid small{display:block;font-weight:750;color:#54687a;font-size:12px;min-height:43px}
.credit-demo-grid strong{display:block;font:700 clamp(26px,3.5vw,40px)/1.2 Georgia,serif;color:#214663}
.credit-demo-grid .credit-result{background:#e5f5f1;border-color:#acd5c8}
.credit-demo-grid .credit-result strong{color:#147b6e}
.credit-demo>p{font-size:14px;color:#52697c;margin:15px 0;line-height:1.8}
.credit-demo .wide-notice{margin-top:19px}
@media(max-width:660px){
 .term-controls,.credit-demo-grid{grid-template-columns:1fr}
 .credit-demo-grid small{min-height:0;margin-bottom:8px}
 .fact-check{flex-direction:column}
 .fact-check .fact-icon{width:52px;height:52px;font-size:24px}
 .term-experience svg{margin-top:0}
}

/* Long-term care learning tiles: expand in place, no broken links. */
.journey-card .topic-expand{margin-top:auto;border-top:1px solid #dfe6ec;padding-top:12px;color:#3c6075}
.journey-card .topic-expand summary{font-size:13px;font-weight:850;color:#165d79;cursor:pointer;line-height:1.5;list-style:none}
.journey-card .topic-expand summary::-webkit-details-marker{display:none}
.journey-card .topic-expand summary:before{content:"+";display:inline-grid;place-items:center;background:#e5f3f2;color:#197568;border-radius:50%;width:22px;height:22px;margin-right:8px}
.journey-card .topic-expand[open] summary:before{content:"−"}
.journey-card .topic-expand p{font-size:13px;line-height:1.7;margin:12px 0;color:#466174}
.journey-card .topic-expand a{color:#1b557e;font-size:12px;text-decoration:underline;text-underline-offset:3px}


/* V9.0: accessible financial lab results and clearly labeled Aurora research */
.term-event-control{display:flex;flex-direction:column;gap:8px;margin:18px 0 0;color:#264a60;font-size:13px;font-weight:800}
.term-event-control output{font-size:22px;color:#a26f21}
.term-event-control input{accent-color:#087c81;width:100%;min-height:31px}
.term-results{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px;margin:19px 0 3px}
.term-result{display:flex;flex-direction:column;gap:6px;padding:20px;border-radius:16px;border:1px solid #d6e4eb;background:#f0f6f7}
.term-result small{font-size:11px;color:#536f7d;font-weight:850;text-transform:uppercase;letter-spacing:.07em}
.term-result strong{font:650 clamp(18px,2.1vw,27px)/1.25 Georgia,serif;color:#21445f}
.term-result span{font-size:12px;line-height:1.5;color:#496576}
.term-result-accent{background:#e8f4ed;border-color:#acd7c1}.term-result-accent strong{color:#117969}
.index-lab{background:linear-gradient(128deg,#fff,#f5f9fb);border:1px solid #cfdee6;border-radius:23px;padding:clamp(17px,3vw,32px);box-shadow:0 14px 40px #0e314814}
.index-lab-head{display:flex;align-items:start;justify-content:space-between;gap:15px}
.index-lab-kicker{font-size:10px;letter-spacing:.12em;color:#8c691f;font-weight:900}
.index-lab h3{font:650 clamp(23px,3vw,34px)/1.16 Georgia,serif;color:#163952;margin:9px 0}
.index-lab-head p{font-size:13px;color:#536d7b;line-height:1.7}
.index-reset{background:white;border:1px solid #b9ced7;border-radius:11px;color:#165574;font-size:12px;font-weight:800;padding:10px 13px;white-space:nowrap;cursor:pointer}
.index-controls{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:15px;margin:26px 0}
.index-controls label{font-size:12px;font-weight:800;color:#34576b;display:flex;flex-direction:column;gap:8px}
.index-controls output{color:#0a7e80;font-size:24px;font-weight:800}
.index-controls input{width:100%;accent-color:#0e848b;min-height:31px}
.index-metrics{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px}
.index-metrics>div{background:#0b2845;border-radius:13px;padding:17px 16px;display:flex;flex-direction:column;gap:9px}
.index-metrics span{color:#bcd0df;font-size:11px;font-weight:750}
.index-metrics strong{color:#f5d996;font:700 clamp(18px,2vw,25px)/1.2 Georgia,serif}
.index-legend{display:flex;gap:18px;flex-wrap:wrap;margin:20px 0 8px;color:#33516a;font-size:12px;font-weight:750}
.index-legend span{display:flex;align-items:center;gap:7px}
.index-legend i{display:inline-block;width:13px;height:13px;border-radius:50%}
.index-legend .legend-market{background:#ba7c3a}.index-legend .legend-credit{background:#087f85}
.index-lab svg{display:block;width:100%;height:auto;min-height:185px;margin:8px 0 20px}
.index-detail{padding:14px 16px;background:#eaf5f4;border:1px solid #cce4df;border-radius:11px;margin:10px 0 23px}
.index-detail p:first-child{font-size:13px;line-height:1.65;color:#175f63;font-weight:750}
.index-detail p:last-child{font-size:11px;color:#52747b;margin-top:4px}
.index-table-scroll{max-width:100%;overflow-x:auto;border:1px solid #d3e1e9;border-radius:14px;margin-bottom:17px}
.index-table{width:100%;border-collapse:collapse;min-width:590px;background:#fff}
.index-table th{background:#183a59;color:#fff;text-align:left;padding:12px 13px;font-size:11px;letter-spacing:.03em}
.index-table td{padding:11px 13px;border-top:1px solid #edf0f3;font-size:12px;color:#3d5a72}
.index-table tbody tr{cursor:pointer}.index-table tbody tr:hover,.index-table tbody tr.is-selected{background:#e5f3f4}
.index-table tbody tr:focus-visible{outline:3px solid #e8c884;outline-offset:-3px}
.index-credit-cell{color:#087b78!important;font-weight:850}
.index-sources{font-size:12px;color:#52677d;line-height:1.65;margin-top:18px}
.index-sources a{color:#18678b;text-decoration:underline;font-weight:800}
.aurora-v8-mode-tools{display:flex;gap:6px;align-items:center;justify-content:flex-end;flex-wrap:wrap}
.aurora-v8-research{background:#e4f4f0;border:1px solid #b7d2cc;border-radius:10px;padding:7px 9px;color:#0b6865;font-size:10px;font-weight:850;min-height:30px}
.aurora-v8-research[aria-pressed=true]{background:#087a78;color:white;border-color:#087a78}
.aurora-v8-research[hidden]{display:none!important}
.aurora-source-title{font-size:11px;line-height:1.5;color:#245b68;font-weight:900}
.aurora-v8-actions .aurora-v8-link{max-width:100%;overflow-wrap:anywhere}
.aurora-v8-message.assistant{animation:auroraReveal .32s ease-out both}
@keyframes auroraReveal{from{opacity:0;transform:translateY(5px)}to{opacity:1;transform:translateY(0)}}
.aurora-v8-message.pending p:after{content:"";display:inline-block;width:14px;height:14px;border:2px solid #d5e5ed;border-top-color:#137e7d;vertical-align:-3px;border-radius:50%;margin-left:9px;animation:auroraSpin 0.9s linear infinite}
@keyframes auroraSpin{to{transform:rotate(360deg)}}
.aurora-v8-send{display:inline-flex;align-items:center;justify-content:center;gap:8px;min-width:87px;min-height:40px}
.aurora-v8-send svg{display:block;flex-shrink:0}
.aurora-v8-sendrow{flex-wrap:wrap}
.aurora-v8-sendrow>div{margin-left:auto}
.aurora-v8-panel .aurora-v8-form textarea{min-width:0;max-width:100%;font-size:14px}
.aurora-v8-panel button{cursor:pointer}
.aurora-v8-panel button:focus-visible{outline:3px solid #d8af5f;outline-offset:2px}
@media(max-width:700px){
 .term-results,.index-controls,.index-metrics{grid-template-columns:1fr}
 .index-lab-head{flex-direction:column}
 .index-lab svg{min-height:130px}
 .index-controls{gap:10px}
 .index-metrics>div{padding:12px 14px}
}
@media(max-width:400px){.aurora-v8-mode{align-items:flex-start;gap:8px;flex-direction:column}.aurora-v8-mode-tools{justify-content:start}
 .aurora-v8-sendrow small{max-width:165px;font-size:9px}.aurora-v8-send{min-width:80px}
}
@media(prefers-reduced-motion:reduce){.aurora-v8-message.assistant{animation:none}.aurora-v8-message.pending p:after{animation:none}}


/* V11: LTC + Annuities — educational tools, aligned with executive financial pages */
.ds-related-section .section-heading{max-width:800px}
.ds-related-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:22px}
.ds-related-card{display:flex;flex-direction:column;gap:14px;position:relative;overflow:hidden;border-radius:22px;
 background:linear-gradient(135deg,#0c2747 0%,#184d65 100%);border:1px solid #34798b;color:#fff;
 padding:clamp(24px,3.1vw,40px);box-shadow:0 18px 40px #113a4b24}
.ds-related-card:before{content:"";position:absolute;width:240px;height:240px;right:-92px;top:-120px;border:1px solid #c6dfeb3a;border-radius:50%;box-shadow:0 0 0 60px #dfebf408;pointer-events:none}
.ds-related-card-gold{background:linear-gradient(128deg,#131f37,#433826 150%);border-color:#947c4e}
.ds-related-top{display:flex;align-items:center;gap:16px;position:relative}
.ds-related-icon{color:#f3d89c;width:54px;height:54px;border-radius:14px;display:grid;place-items:center;background:#fff2;border:1px solid #f3dfb36b;flex-shrink:0}
.ds-related-label{color:#efd6a0;font-size:11px;font-weight:850;letter-spacing:.11em;line-height:1.5}
.ds-related-card h3{font:600 clamp(28px,3.2vw,39px)/1.15 Georgia,serif!important;color:#fff;margin:0}
.ds-related-card>p{line-height:1.74;font-size:14px;color:#d8e6ee;margin:0;max-width:510px}
.ds-related-highlights{display:flex;gap:7px;flex-wrap:wrap;margin:5px 0 12px}
.ds-related-highlights span{border:1px solid #f3dbac52;border-radius:99px;font-size:11px;color:#f5e4c5;padding:6px 10px}
.ds-related-card .ds-related-cta{margin-top:auto;display:flex;justify-content:space-between;align-items:center;gap:12px;
 background:#e9c27c;color:#152f47!important;text-decoration:none!important;font-size:13px;font-weight:900;line-height:1.4;
 border:1px solid #f5e0b9;border-radius:12px;padding:15px 17px;min-height:55px}
.ds-related-card .ds-related-cta:hover{background:#f8dea8}
.ds-related-disclaimer{font-size:12px;color:#52667b;margin:18px 0 0;max-width:850px;line-height:1.7}
.ds-tool{background:linear-gradient(130deg,#fff,#f6fafb);border:1px solid #cfdfe7;border-radius:24px;
 padding:clamp(20px,3vw,35px);box-shadow:0 16px 35px #17395114}
.ds-tool-head{display:flex;align-items:flex-start;justify-content:space-between;gap:18px}
.ds-tool-kicker{font-size:10px;font-weight:900;letter-spacing:.12em;color:#906c2d}
.ds-tool h3{font:600 clamp(24px,2.8vw,34px)/1.17 Georgia,serif;color:#183a54;margin:10px 0}
.ds-tool-head p{color:#5a7284;font-size:13px;line-height:1.67}
.ds-tool-reset{white-space:nowrap;border:1px solid #b4cbd8;background:#fff;border-radius:10px;
 color:#1c5670;padding:11px 13px;font-size:12px;font-weight:800;cursor:pointer}
.ds-tool-reset:hover{border-color:#238c91;background:#ebf5f5}
.ds-tool-inputs{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:22px 30px;margin:29px 0}
.ds-tool-inputs label{display:flex;flex-direction:column;gap:8px;font-size:13px;font-weight:800;color:#335369;min-width:0}
.ds-tool-inputs output{color:#117b79;font-size:24px;font-weight:850;line-height:1.3}
.ds-tool-inputs input{display:block;width:100%;accent-color:#117f7e;min-height:33px}
.ds-tool-results{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:13px;margin-bottom:15px}
.ds-tool-results>div{background:#e8f0f3;border:1px solid #d4e3e9;border-radius:15px;display:flex;flex-direction:column;gap:13px;padding:20px 17px}
.ds-tool-results span{font-size:12px;line-height:1.5;color:#446376;font-weight:750;min-height:38px}
.ds-tool-results strong{font:700 clamp(21px,2.5vw,31px)/1.2 Georgia,serif;color:#1b4666;overflow-wrap:anywhere}
.ds-tool-results .ds-tool-primary-result{background:#0d3d55;border-color:#0d3d55}
.ds-tool-results .ds-tool-primary-result span{color:#d5eaf0}
.ds-tool-results .ds-tool-primary-result strong{color:#f0cf91}
.ds-tool svg{display:block;width:100%;height:auto;margin:12px 0 8px;max-height:330px;overflow:visible}
.ds-tool-insight{padding:14px 17px;color:#155c65;background:#e7f4f3;border:1px solid #cde4df;border-radius:12px;
 font-size:13px;font-weight:650;line-height:1.7;margin:16px 0}
.ds-tool-disclaimer{color:#475f73;background:#f4f5f4;border-left:3px solid #b38c43;padding:15px 17px;
 font-size:12px;line-height:1.8;border-radius:8px}
@media(max-width:850px){
 .ds-related-grid{grid-template-columns:1fr}
 .ds-tool-results{grid-template-columns:1fr}
 .ds-tool-results>div{gap:6px}
 .ds-tool-results span{min-height:0}
}
@media(max-width:620px){
 .ds-tool-head{flex-direction:column}
 .ds-tool-inputs{grid-template-columns:1fr;gap:17px}
 .ds-related-card{padding:24px 19px}
 .ds-tool{padding:20px 14px}
 .ds-tool svg{min-height:120px}
}
@media(prefers-reduced-motion:reduce){.ds-related-card .ds-related-cta{transition:none}}

/* Accessible mobile chart scrolling instead of shrinking annotations until unreadable. */
.ds-chart-scroll{overflow-x:auto;max-width:100%;overscroll-behavior-x:contain}
.ds-chart-scroll:focus-visible{outline:3px solid #dcb56e;outline-offset:-3px;border-radius:9px}
@media(max-width:690px){.ds-chart-scroll svg{min-width:660px;max-height:none;height:auto}}

/* Contrast guard: secondary buttons in light content sections must never inherit white hero text. */
.section:not(.section-blue) .btn-outline,.section-light .btn-outline,.section-tint .btn-outline{color:#153c58;background:#fff;border-color:#7797aa}
.section:not(.section-blue) .btn-outline:hover,.section:not(.section-blue) .btn-outline:focus-visible,.section-light .btn-outline:hover,.section-tint .btn-outline:hover{color:#0b2b42;background:#e5eff4;border-color:#315f79}
.section-blue .btn-outline,.short-hero .btn-outline{color:#fff;border-color:#acbfd0;background:#ffffff12}
.btn:focus-visible{outline:3px solid #b58b43;outline-offset:3px}

/* Executive Financial Services showcase: consistent priority across every service. */
.ds-finance-showcase{gap:21px;align-items:stretch}
.ds-finance-showcase .tile,
.ds-finance-showcase .tile.blue,
.ds-finance-showcase .tile.teal,
.ds-finance-showcase .tile.rose{
 position:relative;isolation:isolate;overflow:hidden;min-height:287px;padding:31px;
 background:linear-gradient(145deg,#102f50 0%,#0b2039 78%,#091b30 100%);
 border:1px solid #94784b;box-shadow:0 12px 25px #08233a26, inset 0 1px #ffffff21;
 color:#f8f9fc;transition:transform .24s ease,box-shadow .24s ease,border-color .24s ease
}
.ds-finance-showcase .tile::before{content:"";pointer-events:none;position:absolute;z-index:-1;inset:0;
 background:radial-gradient(circle at 96% 1%,#e9c47d38,transparent 43%),
 linear-gradient(125deg,transparent 47%,#83bac40b 65%,transparent 85%)}
.ds-finance-showcase .tile::after{content:"";pointer-events:none;position:absolute;left:30px;right:30px;top:0;height:2px;background:linear-gradient(90deg,#dfbd79,transparent)}
.ds-finance-showcase .tile:hover{transform:translateY(-5px);border-color:#e8c788;box-shadow:0 22px 38px #09263d38,0 0 0 1px #e8c78844}
.ds-finance-showcase .tile h3{color:#fff;font-size:clamp(21px,2vw,26px);line-height:1.22;letter-spacing:-.015em}
.ds-finance-showcase .tile p{color:#d4e1eb;font-size:14px;line-height:1.7}
.ds-finance-showcase .tile .tile-icon,
.ds-finance-showcase .tile.blue .tile-icon,
.ds-finance-showcase .tile.teal .tile-icon,
.ds-finance-showcase .tile.rose .tile-icon{
 width:56px;height:56px;background:#ebcd8730;color:#f1d595;border:1px solid #efcc7d7d;
 box-shadow:inset 0 1px #ffffff24;font-size:28px
}
.ds-finance-showcase .tile a{display:inline-flex;align-items:center;align-self:flex-start;min-height:44px;padding:10px 0;
 color:#f3d38d;font-size:14px;font-weight:850;text-decoration:underline;text-decoration-color:#e8c57a70;text-underline-offset:5px}
.ds-finance-showcase .tile a:hover{color:#fff;text-decoration-color:#fff}
.ds-finance-showcase .tile a:focus-visible{outline:3px solid #f0d396;outline-offset:4px;border-radius:3px}
@media (max-width:800px){.ds-finance-showcase{gap:15px}.ds-finance-showcase .tile{padding:25px;min-height:260px}}
@media (prefers-reduced-motion:reduce){.ds-finance-showcase .tile{transition:none}.ds-finance-showcase .tile:hover{transform:none}}